Why do people get debt today? Is it a negative phenomenon or does it bear the bulky shades of any positive trend? Yes, the causes are like this only. Debt is a bulk of the developed societies where all the members are not affluent enough to buy everything with own money. So, some of them look for the assistance from credit cards, store cards and like things. Paying back the debt of these loans are not easy a matter. The result often comes with unpaid debt. So, to beat this debt what one really needs is finance for debt consolidation.Finance debt consolidation aims at combining and paying off all your existing debt through a single affordable loan payable with single interest. When you have got multiple debts with multiple rates of interest, a replacement in the shape of single loan with single interest is able to relieve you from any debt worry.Finance debt consolidation is available in both the classical loan formats, secured as well as unsecured. When your collateral plays the role of security in secured finance debt consolidation, the lender gets a satisfaction that his money will be paid back timely. In return, he gives the finance at cheap rates and easy terms. However, the unsecured finance for debt consolidation gives another benefit, where you can grab the finance without pledging any collateral.Again, finance debt consolidation is a good option for the bad credit holders too. Through the use of this finance, they can easily pay off their unpaid debt which might have made their credit record sour earlier.The best and cheapest finance debt consolidation is, however, available online where the finance becomes cheaper than any other medium since the tedious paper work is not involved online. Finance debt consolidation with its benefit package is a good illustration of how finance from lenders can mark the progress of a person and can give him the needed financial freedom.